Terms & Conditions

Last Updated: August 2026

1. Introduction

1. Acceptance of Terms

Welcome to www.phillipboyd.com (the "Website"), operated by Phillip Boyd Farmer's Agency, LLC. By accessing and using this Website, you agree to comply with and be bound by these terms and conditions (the "Terms"). If you do not agree to these Terms, please refrain from using the Website.

2. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Website after any changes signifies your acceptance of the updated Terms.

3. Intellectual Property

All content, text, images, graphics, logos, and other materials on the Website are the property of Phillip Boyd Farmer's Agency, LLC unless otherwise specified. These materials are protected by copyright and trademark laws. You may not reproduce, modify, distribute, or republish any content from this Website without our written consent.

4. Use of Website

You agree to use this Website for lawful and legitimate purposes only. You shall not engage in any activity that may harm the Website or interfere with its functionality.

5. Privacy

Your use of the Website is subject to our Privacy Policy, which can be found at www.phillipboyd.com/privacy-policy.

6. SMS Messaging Terms

By providing your mobile phone number and opting in to receive SMS communications from Phillip Boyd Farmer's Agency, LLC, you consent to receive text messages related to insurance quotes and quote follow-ups. Message and data rates may apply. Message frequency may vary. Consent is not a condition of purchase.

Opt-Out Instructions
You can cancel this service at any time. Text STOP to opt out. After you send STOP, we will send a reply message confirming you have been unsubscribed. You will no longer receive messages from us after that.

Rejoining Instructions
If you want to join again, submit a new quote request and select the SMS consent option, and we will start sending messages to you again.

Help Instructions
If you forget what keywords are supported, text HELP. We will respond with instructions on how to use the service and how to unsubscribe.

Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.

Customer Support
For questions about SMS communications, email pboyd1@farmersagent.com or call 214.600.4268.

7. Disclaimers

The Website is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of the content on this Website. Your use of the Website is at your own risk. Nothing on this Website constitutes a binding insurance quote, offer of coverage, or guarantee of policy terms. All coverage is subject to underwriting review and the terms of the applicable policy.

8. Limitation of Liability

To the fullest extent permitted by law, Phillip Boyd Farmer's Agency, LLC shall not be liable for any damages, including direct, indirect, incidental, or consequential damages, arising from your use of this Website.

9. Indemnification

You agree to indemnify and hold Phillip Boyd Farmer's Agency, LLC harmless from any claims, losses, or damages arising from your violation of these Terms or your use of the Website.

10. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes arising from these Terms will be resolved in the state or federal courts located in Dallas County, Texas.

11. Termination

We may terminate or suspend your access to the Website without notice if you violate these Terms.

12. Contact

Phillip Boyd Farmer's Agency, LLC
3939 Belt Line Rd, Addison, TX
Phone: 214.600.4268
Email: pboyd1@farmersagent.com